Farmers Insurance Exchange, American Family Mutual Insurance Co. and Shelter General Insurance Co.

Three lawsuits that were filed and improperly dismissed in 1996 have been resurrected. The class action lawsuit accused 23 insurers under the federal fair housing and civil rights laws of price discrimination against homeowners in largely black neighborhoods in Kansas City. The suit claimed that the insurers used discriminatory underwriting standards to make minority homeowners ineligible for homeowners insurance, referred to as "redlining," which infers that insurers draw boundaries around certain areas.