A class action lawsuit has been filed against the debt collection companies for allegedly violating federal debt collection laws. The suit was filed against American Acceptance Co. and Bowman Heintz Boscia & Vician Professional Corp. on behalf dozens of Indiana consumers.
The suit claims both businesses are owned by the same people, with American Acceptance purchasing delinquent debt from credit card companies and turning them over to Bowman Heintz Boscia to pursue collection in court. The class claims American Acceptance was misleading when it threatened to charge consumers the legal fees it incurred in collecting their debt, because it was not legally able to collect those fees.